1. KRUNGSRI EXCLUSIVE is a special service which the Bank of Ayudhya Public Company Limited (“the Bank”) provides to an individual customers who is at the age of aged 15 years old or above (hereinafter called “KRUNGSRI EXCLUSIVE customers”)

1.1 who use services of deposits or investments in the amount of 5 million Baht or higher on the Bank’s financial products or investments (excluding any deposit accounts opened through Kept Application, whereby the Bank reserves the right not to include outstanding balance maintained in such deposit account for the calculation of financial products or investments as state in clause 1.1 and 1.2 in all respects) as follows:

Deposit accounts;
Saving accounts (calculating from cumulatively outstanding balance of 6 months);
Mutual funds invested with participating Asset Management Companies, offered by the Bank;
Life insurance products, offered by the Bank;
Debentures issued by the Bank, offered by the Bank; and
Debentures of other companies (other than the Bank), offered by the Bank (receive KRUNGSRI EXCLUSIVE Status for no more than one calendar year).

1.2 Receive KRUNGSRI EXCLUSIVE privileges (excluding the upgraded flight class privilege) equivalent to KRUNGSRI EXCLUSIVE customers with at least 10 million Baht in deposits and/or investments for the duration of 3 calendar years when purchasing life insurance products under the following conditions:

Purchase at least 500,000 Baht of the aggregate premium amount of life insurance and/or Unit-Linked Regular Premium within the same calendar year under the same policyholder,which the life insurance and/or Unit-Linked Regular Premium have been approved and the customer has signed his/her name in insurance documentation.
Purchase at least 5 million Baht of the premium amount of Unit-Linked Single Premium or Single Premium Insurance products within the same day under the same policyholder, which the life insurance has been approved and the customer has signed his/her name in insurance documentation

2. In the case when a KRUNGSRI EXCLUSIVE customer fails to maintain the minimum amount of deposits and/or investments under the conditions specified by the Bank, the Bank reserves the right to cancel the KRUNGSRI EXCLUSIVE status for that customer, including cancellation of all privileges hereof and to collect fees waived as a KRUNGSRI EXCLUSIVE benefit, effective immediately without prior notice.

3. For joint deposit or investment accounts, the Bank reserves the right to offer KRUNGSRI EXCLUSIVE status and privileges to only one primary account owner.

4. Receipt or exercise of these privileges is subject to terms and conditions provided by the Bank and/or service provider/business alliances. KRUNGSRI EXCLUSIVE customers must present their KRUNGSRI EXCLUSIVE Debit Card or KRUNGSRI EXCLUSIVE Signature Credit Card prior to receiving the above mentioned privileges.

5. The Bank reserves the rights to alter, modify or terminate one or all privileges provided to KRUNGSRI EXCLUSIVE customers without prior notice.

6. The Bank’s decision shall be final.

The privilege to upgrade your air ticket when you fly with Thai Airways International / Cathay Pacific Airways. The privilege is for customers who maintain total investment balances over 10 million baht at transaction date and average 6 months investment balance with product of Bank of Ayudhya PCL

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Total deposit / investment and average 6 months	Thai Airways International (Able to upgrade from Economy Class to Royal Silk Class, or Royal Silk Class to Royal First Class)	Cathay Pacific Airways (Able to upgrade from Economy Class to Business Class only)
150 million baht and over	Worldwide Maximum 8,300 miles/trip which is equivalent from Bangkok to Europe.	Worldwide Maximum 9,090 miles/trip which is equivalent from Bangkok to New York.
10 – 149.9 million baht	Asia Maximum 3,300 miles/trip which is equivalent from Bangkok to Japan.	Asia Maximum 3,180 miles/trip which is equivalent from Bangkok to Japan.

The bank will be accountable for only incremental cost of upgrade fee in a different class with the exception of air ticket fee, airport tax, insurance, and fuel charge.

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Free access to leading fitness clubs and indoor golf performance center.
This privilege is exclusively extended to primary KRUNGSRI EXCLUSIVE Signature credit cardholders or KRUNGSRI EXCLUSIVE Debit card holders only.

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	Virgin Active Fitness (Access is limited per day)
Tel.	Empire Tower 0 2770 9772 Siam Discovery 0 2017 9777 EmQuartier 0 2770 9797 Central Festival EastVille 0 2017 9755 Central Plaza Westgate 0 2017 9703
	Mandarin Oriental Hotel Bangkok (Access is limited per day)
Tel.	0 2439 2260
	Renaissance Bangkok Ratchaprasong Hotel
Tel.	0 2125 5000 Ext. 8885
	Centara Grand at Central World (Limit 4 hours per usage/day)
Tel.	0 2769 1234 Ext. 6511, 6512
	Centara Grand at Central Plaza Ladprao
Tel.	0 2541 1234 Ext. 4038
	Bangkok Golf Centre
Tel.	0 2259 6086

What is KRUNGSRI EXCLUSIVE ?

Exclusively for customers with at least 5 million baht in deposits and/or investments with the Bank

KRUNGSRI EXCLUSIVE offers privileged financial services towards worry-free lifestyle.

Award Best Bank of Net-worth-specific services, Super affluent clients (1$mln-$5mln), Thailand from Euromoney, a leading international economic and financial magazine.

Experience the new height of privilege available only for KRUNGSRI EXCLUSIVE customers by…

Maintaining deposit or investment amounted 5 million baht or higher in one of or combination of following products:

Get an extra special privilege for maintaining deposit or investment amounted 10 million baht or higher

Or purchasing life insurance specified in Terms & Conditions

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