Krungsri Home Loan for Condominium

Personal Documents

• Copy of ID Card
• Copy of House Registration
• Copy of Marriage/Divorce (if any)
• Copy of Death Certification with Marriage in case of dead spouse (if any)
• Copy of Name/Surname Change Letter (if any)
• Copy of ID and House Registration of Spouse

Income Documents
        Salaried

• Salary slip/salary confirmation letter
• Past saving bank 6 months bank statement
• Withholding tax certificate (50 Tavi)

       Self- Employed

• Corporate affidavit/ certificate of commercial registration
• The currently shareholders list (showing name of borrower/co-borrower)
• Past 6 months saving bank statement (require both personal and business statement)
• Value Added Tax certificate (Por.Por.30)

Collateral Related Documents

• Copy of every pages of Title Deed at full size
• Copy of Thor Dor 13, request of the property address, house construction permit
• Purchase agreement of property and installment agreement of down payment (If any)
• Sketch-map showing the location of the collateral

1. What is the longest duration of the loan?

• The longest duration of the loan is 30 years (the borrower’s age plus the duration of the loan must be not more than 65 years old)

2. How many joint borrowers can there be?  And who can be joint borrowers?

• There can be only 3 joint borrowers at the most.(joint borrowers plus the main borrowers makes four borrowers) The joint borrowers must have a relation with the main borrower, for example, he/ she is husband, wife, brother or sister of the same parents or parents join their child in requesting a loan

3. What fees must the customer pay when he/ she requests a house credit from Bank of Ayudhya?

• Primary expenses that the customer must pay are as follows:

4. What documents will the customer have to prepare for his/ her application for a credit?

• Documents for application for the customer for a credit are 3 important items as follows:

5. In what channels can the customer pay fees?

• The customer can pay fees via the following channels of the bank:   paying on the counter of the bank, paying by allowing his/ her Bank of Ayudhya deposit account to be automatically cut off, paying by means of ATM, paying by using the Internet Banking Service and paying by calling at Krungsri phone no. 1572.

• He/ She can request a loan at every branch of Bank of Ayudhya throughout the country.

 

• The bank has the policy of giving a customer a residence credit for the first house and another residence credit for the second house only. Because the bank’s important objective is for residence.

 

• He/ She can request more information by calling at Call Center 1572 24 hours.