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การซื้อสินทรัพย์ดิจิทัล ของคนไทยปี 2565 (Part 2)
Collateral has long occupied a central position in the financial sector thanks to the role it plays as a mechanism for reducing exposure to credit risk arising from an asymmetry of information between creditors and debtors, but by more securely binding borrowers to their repayment schedules. Collateral also sends a positive signal to creditors, helping to alleviate problems that may arise from adverse selection and moral hazard. In addition, collateral cuts lenders’ exposure to losses, reduces the systemic risk, thus remains an important factor in judging a borrower’s overall creditworthiness.
Even though the Thai economy has started to recover from the COVID-19 crisis for some time, household spending in Thailand has been slow and remains sluggish.
U.S. imposes a 15% tariff for 150 days. In Thailand, loan growth still contracts while MPC is expected to hold rates on February 25.
Trump signals the peace deal with Iran inches closer; Thai Chuay Thai Plus expected to support short-term consumption.
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