Privileges and Conditions Update

The Bank would like to inform lifestyle privileges that are changed in 2025 and conditions to eligible KRUNGSRI EXCLUSIVE from purchasing life insurance products, effective January 1, 2025.

1. Lifestyle privileges that are changed in 2025

Privilege Type	New
Airport Limousine¹	Add: Airport Limousine by Toyota Camry or equivalent 2 times/calendar year. For customers with average 6 months AUM of 10 – 29.9 million Baht, customers can redeem via UCHOOSE app
Fitness Privileges¹	Add: Fitness Lifestyle Surat Thani Cancel: Club Asia Fitness Phuket and Fit For Life Surat Thani
Birthday Privileges	Change: For customers with average 6 months AUM of 10 million Baht or above
Reserved Parking¹	Change: Show only KRUNGSRI EXCLUSIVE Signature for reserved parking Cancel: Discontinue the use of parking stickers for reserved parking

Remark:

These privileges are eligible for a primary holder of KRUNGSRI EXCLUSIVE Signature credit card.
Use when necessary and pay back full amount on time to avoid 16% annual interest rate.

2. Terms and Conditions to eligible for KRUNGSRI EXCLUSIVE client from purchasing life insurance products

Insurance Premium (Baht)	Purchasing conditions to eligible equivalent to deposits and/or investments
Insurance Premium (Baht)	Within December 31, 2024	From January 1, 2025
500,000 Baht to less than 1 Million Baht³	Equivalent to 10 Million Baht or more for 3 calendar years⁵	Equivalent to 5 Million Baht or more for 3 calendar years⁵
5 Million Baht to less than 10 Million Baht⁴	Equivalent to 10 Million Baht or more for 3 calendar years⁵	Equivalent to 5 Million Baht or more for 3 calendar years⁵
1 Million Baht and over³	-	Equivalent to 10 Million Baht or more for 3 calendar years⁵
10 Million Baht and over⁴	-	Equivalent to 10 Million Baht or more for 3 calendar years⁵

Remark:

When purchase life insurance products and/or unit-linked regular premium life insurance products.
When purchase unit-linked single premium life insurance products, or single premium life insurance products.
excluding a one-class upgrade privilege for airline tickets.

KRUNGSRI EXCLUSIVE Privileges 2025

Terms and Conditions to eligible for KRUNGSRI EXCLUSIVE client

For clients aged 20 years and above with deposits and/or investments totaling at least 5 Million Baht in qualifying financial and investment products through the Bank include:
- Fixed Deposits;
- Savings Accounts (only considering balances maintained in the accounts for at least six consecutive months);
- Mutual Fund products offered by fund management companies and purchased through the Bank;
- Life Insurance Products, including unit-linked insurance, purchased through the Bank (the insurance premium amount counted towards the deposit/investment total is only for the year in which the premium is paid);
- Debentures issued by and purchased through the Bank ;
- Other Debentures, purchased through the Bank (only for clients who maintain their active KRUNGSRI EXCLUSIVE membership status for a minimum of 1 calendar year).
- Exclude any products opened or used through the Kept Application.
or purchase life insurance products and/or unit-linked life insurance products.
- Equivalent to KRUNGSRI EXCLUSIVE clients who have deposits and/or investments totaling at least 5 Million Baht for a minimum of 3 calendar years.
  - Purchase life insurance products and/or unit-linked regular premium life insurance products with a total premium payment of at least 500,000 Baht but less than 1 Million Baht within the same calendar year or unit-linked single premium life insurance products, or single premium life insurance products with a premium payment of at least 5 Million Baht but less than 10 Million Baht within the same day.
  - The policy must be under the same insured names and have been approved.
- Equivalent to KRUNGSRI EXCLUSIVE clients who have deposits and/or investments totaling at least 10 Million Baht for a minimum of 3 calendar years (excluding airline ticket class upgrade).
  - Purchase life insurance products and/or unit-linked regular premium life insurance products with a total premium payment of at least 1 Million Baht within the same calendar year or unit-linked single premium life insurance products, or single premium life insurance products with a premium payment of at least 10 Million Baht within the same day.
  - The policy must be under the same insured names and have been approved.
In the event that KRUNGSRI EXCLUSIVE clients unable to maintain the deposit and/or investment amounts as specified by the Bank, the Bank shall reserve the right to cancel such clients' KRUNGSRI EXCLUSIVE status and revoke associated privileges and fee waivers. Notice shall be provided in advance through www.krungsri.com or other channels as specified by the Bank.
Privilege redemption shall be subject to the terms and conditions of each specific privilege as specified by the Bank and its partner service providers/brands. KRUNGSRI EXCLUSIVE clients shall present their KRUNGSRI EXCLUSIVE debit cards or KRUNGSRI EXCLUSIVE Signature credit cards to the service providers/brands prior to redemption.
In case of disputes, the Bank’s decision shall be final.